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With three young kids and a perpetual stack of bills, my wife and I are disappointed that we only have a few hundred dollars put away for our kids. This makes us feel very guilty. We have started college savings plans for them, but can't always contribute. Does anyone else feel like it will be impossible to set your kids up to go to college? Does it make you feel guilty?
I find that even putting aside $25/month may come in handy once your children reach college years. If $25 is all you can afford now, you may be able to afford more in a few years. Keep reevaluating the situation and if you can put more money aside then great! You can get a 529 plan from your state and watch the money grow tax free! That is a nice perk. In the end, you may find yourself with several thousands of dollars which is better than nothing. If you can't afford a college plan, then try not to feel guilty, but put it on a short list of things to do once you are able! Good luck!
I guess I am glad that we all seem to be in the same boat! The bottom line is that you do what you can do. With higher education costs not affected by the recession at all, it would seem that once again the burden is on parents and their kids to take out enormous loans that they will pay off long into middle age. Thanks for the encouragement everyone... we can get through this together!